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Cover for the electricals that power your routine

Your home is full of hardworking electricals. Our cover protects them from breakdowns and accidental damage, helping you avoid disruption when something stops working and keeping your day running as it should.

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Great value cover for your vacuum cleaner

Keep your home spotless with protection against accidental damage, and breakdowns.

Save 10% today

From £1.86 £1.68 a month*

Protect your coffee machine

Keep the coffee pouring with cover to make those early mornings just a little bit easier for you.

Save 30% today

From £1.86 £1.30 a month*

Cover for your hair dryer/styler

Never miss a good hair day with cover that keeps your hair dryer/styler running.

Save 10% today

From £1.86 £1.68 a month*

Protect your air fryer

Keep mealtimes simple with protection against breakdowns and accidental damage.

From £1.86 £1.68 a month*

Cover for your robot vacuum

Protection for the tech that saves you time, and keeps your floors spotless without a hitch.

Save 10% today

From £1.86 £1.68 a month*

Protect your Hi-Fi system

Keep the music playing with protection against breakdowns and accidental damage.

Save 10% today

From £1.86 £1.68 a month*

Can't see your appliance above?

We can cover over 30 appliances against mechanical and electrical breakdown, as well as accidental damage. You can select your preferred appliances on our quote page.

See a full list of appliances we can cover

Rab

Excellent home appliance cover and more

Nick

Very competitive price to insure my washing machine,

Mike

...looking for robot vacuum insurance and HEA seems to be the only provider who can provide a policy on this type of item

Cover for the electricals you rely on

At HEA, we know how much your appliances matter - from your fridge to your washer, cooker, and even your coffee machine. When they break, life quickly gets stressful.

That’s why we cover over 30 appliances against breakdown and accidental damage, from just £1.55 a month. Simple, affordable protection, to keep your home running smoothly - so you can get back to your happily ever after.

FAQs

  • If your appliance is less than 5 years old and can’t be repaired, we’ll replace it with one of a similar type and spec, so you’re back up and running in no time.

    If your appliance is between 5-10 years old, we’ll still give you a helping hand by making a contribution towards a replacement. The amount we cover depends on the age of your appliance:

    Appliance ageContribution
    Under 6 years old40%
    Under 7 years old30%
    Under 8 years old20%
    Under 10 years old10%
  • Here’s how it works - quick, simple, and stress-free:

    1. Call us - or fill out our online form - within 48hrs of the problem starting (after this, it wouldn’t be considered an emergency, and wouldn’t be covered).

    2. We’ll arrange for an engineer to visit quickly, during our normal working hours (9am - 5pm, Monday to Friday, excluding bank holidays).

    3. Once everything’s sorted, you’ll just need to sign to confirm you’re happy with the work, and we’ll take care of the bill directly with the engineer (within your cover limits).

    You’ll find everything you need - including contact details on our claims page.

    A quick heads-up - there’s an extra £50 excess to pay if:

    • you make a claim in the first 90 days of your cover

    • the appliance you’re claiming for is over 6 years old

  • When you take out cover with us, you can choose the excess that suits you best. In general, the higher the excess you pick, the lower your monthly cost will be.

    The two options are £0, and £50.

    A quick heads-up - there’s an extra £50 excess to pay if:

    • you make a claim in the first 90 days of your cover

    • the appliance you’re claiming for is over 6 years old

  • You’ll have unlimited call-outs, up to the value of your appliance(s) you’ve chosen to protect. Just keep in mind you can’t claim for more than the value you’ve declared for each appliance.

    Want the full details? You can check out exactly what’s included (and what’s not) in your policy book.

  • Yes - we’ll need to see proof of purchase for the appliance(s) you’ve chosen to cover. Without it, we won’t be able to process your claim.

The small print

It’s important to read the below information before you take out a plan with us - just so you know it’s right for you.