About

Cover for the appliances you rely on every day - big or small

From smart speakers to robot vacuums, our appliance cover keeps your home one step ahead. With protection for the tech you rely on every day, you’ll have peace of mind knowing we’ve got you covered when things go wrong.

Get covered today View featured products

Great value cover for your smart speaker

Keep your smart home running with cover for breakdowns and accidental damage.

From £1.86 a month

Cover for your robot vacuum

Protection for the tech that saves you time, and keeps your floors spotless without a hitch.

From £1.86 a month

Protect your Hi-Fi system

Keep the music playing with protection against breakdowns and accidental damage.

From £1.86 a month

Great value cover for your fridge freezer

Keep your food fresh, and keep your cool with peace of mind for your fridge freezer.

From £1.55 a month

Great value cover for your dishwasher

Don't let a breakdown leave you with a pile of dirty dishes - keep your dishwasher protected.

From £1.55 a month

Great value cover for your washing machine

Stay on top of laundry day with protection against breakdown, and accidental damage.

From £1.55 a month

Can't see your appliance above?

We can cover over 30 appliances against mechanical and electrical breakdown, as well as accidental damage. You can select your preferred appliances on our quote page.

See a full list of appliances we can cover

Rab

Excellent home appliance cover and more

Nick

Very competitive price to insure my washing machine,

Mike

...looking for robot vacuum insurance and HEA seems to be the only provider who can provide a policy on this type of item

Your smart home, covered

We know how much you rely on your tech - from speakers and robot vacuums to connected kitchen appliances. When they stop working, everything feels a bit less… smart.

That’s why we cover your smart home devices against breakdowns and accidental damage, from just £1.86 a month. Simple protection to keep your home running smoothly — so you can get back to your happily ever after.

FAQs

If your appliance is less than 5 years old and can’t be repaired, we’ll replace it with one of a similar type and spec, so you’re back up and running in no time.
If your appliance is between 5-10 years old, we’ll still give you a helping hand by making a contribution towards a replacement. The amount we cover depends on the age of your appliance:

Appliance age Contribution
Under 6 years old 40%
Under 7 years old 30%
Under 8 years old 20%
Under 10 years old 10%
Here’s how it works - quick, simple, and stress-free:
1. Call us - or fill out our online form - within 48hrs of the problem starting (after this, it wouldn’t be considered an emergency, and wouldn’t be covered).
2. We’ll arrange for an engineer to visit quickly, during our normal working hours (9am - 5pm, Monday to Friday, excluding bank holidays).
3. Once everything’s sorted, you’ll just need to sign to confirm you’re happy with the work, and we’ll take care of the bill directly with the engineer (within your cover limits).
You’ll find everything you need - including contact details on our claims page.
A quick heads-up - there’s an extra £50 excess to pay if:
- you make a claim in the first 90 days of your cover
- the appliance you’re claiming for is over 6 years old
When you take out cover with us, you can choose the excess that suits you best. In general, the higher the excess you pick, the lower your monthly cost will be.
The two options are £0, and £50.
A quick heads-up - there’s an extra £50 excess to pay if:
- you make a claim in the first 90 days of your cover
- the appliance you’re claiming for is over 6 years old
You’ll have unlimited call-outs, up to the value of your appliance(s) you’ve chosen to protect. Just keep in mind you can’t claim for more than the value you’ve declared for each appliance.
Want the full details? You can check out exactly what’s included (and what’s not) in your policy book.
Yes - we’ll need to see proof of purchase for the appliance(s) you’ve chosen to cover. Without it, we won’t be able to process your claim.

Policy book

Product information