0330 094 8301

Posted on 26 July 2021

What Appliance Cover Covers You For

Having your vital kitchen appliances break down isn’t only inconvenient. Not only do you have to survive without your washing machine, oven or fridge-freezer, but you have to worry about sourcing a repairman or buying a replacement, so it can be costly too!

Having Appliance Cover in place before a fault develops is important so you know you’ll be covered in the event that your kitchen appliance breaks down.

Appliances you can cover

We can cover a wide range of kitchen appliances all on one plan, and if you insure more than one, you’ll get a multi-product discount too:

  • Freestanding cooker (we can’t cover Aga/Rayburn or other cast-iron range cookers)
  • Cooker, hob or oven
  • Hood/Extractor
  • Microwave oven
  • Dishwasher
  • Fridge/Freezer
  • Refrigerator
  • Freezer
  • Washing machine
  • Tumble dryer
  • Washer/Dryer
  • Wine cooler

What cover you get

We can cover your white goods as long as your appliance is under 10 years old. You’ll get cover against mechanical or electrical breakdown along with accidental damage.

If your appliance were to break down, we’ll typically send a trained engineer as quickly as possible at a mutually convenient time to repair your appliance and, if they’re not able to fix it, replace it.

If your appliance is over 5 years old, but under 10 and is unable to be fixed, we’ll make a contribution towards the cost of replacement. This depends on the specific age of your appliance and will be made with vouchers from a retailer chosen by us.

To find out more about our home appliances cover or other types of home care cover plans, such as boiler and heating insurance, plumbing and drainage insurance and Complete Home Emergency plan contact our friendly team on 0330 09 48 301. You can also request a call back to discuss your requirements or get a free quote online in minutes.

Age of your appliance Replacement contribution (%)
Between 5 and 6 40%
Between 6 and 7 30%
Between 7 and 8 20%
Between 8 and 10 10%

How this differs from a warranty or home insurance

You’ll find that your home insurance will typically cover your appliances in the event of theft or damage but are unlikely to cover them if they were to break down.

Most new appliances will come with a manufacturer’s warranty and guarantee you repairs and servicing for the first year. However most mechanical, or electrical problems occur outside of the warranty period.

In this instance, if your appliance breaks down, you’ll need to replace it yourself or pay the manufacturer to repair the item. Both can be expensive and leave you out of pocket.

This is where Appliance Cover comes in by covering you for any mechanical or electrical break downs (along with accidental damage) that occur outside of the warranty period.

To find out more about our home appliances cover or other types of home care cover plans, such as boiler and heating insurance, plumbing and drainage insurance and Complete Home Emergency plan contact our friendly team on 0330 09 48 301. You can also request a call back to discuss your requirements or get a free quote online in minutes.

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